From The Desk of John C Sbicca
Location: Carlsbad, California, USA
Review Date: April 18, 2010
Product Type: EZ Loan Modification Hero
*Click Here For Foreclosure Fighters Loan Modification Information*
Calling All Foreclosure Fighters! Fight Smart Here With Your Best Foreclosure Fighters!
Calling All Foreclosure Fighters! Welcome to YourBestForeclosureFighters.com! You made a smart move to come here. We hope to help you avoid scams and fight foreclosure smart. Do you want to save your home? Are you looking for help and direction? First of all, STOP! Don’t take any more steps to fight foreclosure before reading this page!! DO NOT SPEND ANY OF YOUR HARD EARNED MONEY ON ORGANIZATIONS THAT WANT TO CHARGE YOU A FEE UPFRONT FOR THEIR “SERVICES”! They want your money, but they may or may not actually help you save your home, “consolidate your debt”, or “modify your home loan”. In a lot of cases people have months in their home without making mortgage payments before actually getting evicted. Often times Lenders/Banks would rather work with the borrower to avoid a foreclosure. Foreclosures can cost banks a lot of money and banks are interested in getting back their money from a loan. So don’t act hastily. Take time to do your research like you are doing right now, and make informed decisions as a foreclosure fighter. If you are fighting foreclosure then you need your best foreclosure fighters to help you, which is valuable information, products, and services to equip you to fight foreclosure smart. Here at YourBestForeclosureFighters.com, we wish to direct you to “Your Best Foreclosure Fighters” in your fight to save your home.
Too many people fall prey to loan sharks and organizations that take advantage of people that want a quick fix, don’t do their research, and make emotional decisions based on fear and embarrassment. Not being able to make your mortgage payments and facing the possibility of foreclosure can certainly bring feelings of fear, anxiety, and embarrassment. Know first of all that you are not alone.
Secondly, accurately assess what your financial situation is and make a sound decision. Make a realistic budget list of your overall income versus expenses. Make any cutbacks where possible. Determine a realistic amount that you can actually afford each month for your monthly home mortgage. Include property taxes and homeowners insurance in the equation. If you have a steady income but you experienced temporary job loss in the past, or your overall income is less than it use to be, then you may need to contact your Lender to discuss a loan modification. But before you do that, be prepared.
Finally, we recommend that in addition to doing your research and making out your budget, that you get professional advice from an organization that does not charge you a fee upfront for their services. For example, the Consumer Credit Counseling Service/Money Management International (CCCS/MMI) is a non-profit organization that will not charge you a fee upfront for consumer credit counseling. Another resource for foreclosure fighters is The U.S. Department of Housing and Urban Development (HUD). Visit the links to these sites for more information and contact information.
Your best foreclosure fighters are those who have your best interests in mind. They will charge you a fair price for their service or product but only in exchange for something of value that is worth the price that will actually help you save your home or make the best financial decisions. Options to consider with them include how to contact your mortgage lender and getting a mortgage modification to fit your current financial situation. Other options to look into with professional guidance are debt consolidation, a “short sale,” a forbearance/revised payment plan, and a partial claim for FHA loans. We sincerely wish you the best in your quest to save your home. Check out the helpful links, posts, products and information here designed to help you join the ranks of your best foreclosure fighters!
*Click Here For Foreclosure Fighters Loan Modification Information*
Mail this post
January 8th, 2010 at 1:57 pm
Greetings – thanks for this well-done article. Please pardon this, my English is not so good. Hindi is my native tongue but I am working on getting down English. Regards!
January 13th, 2010 at 10:50 am
Thanks for A Nice Read!! Cheap Homes
January 17th, 2010 at 1:39 am
Nice post!
January 22nd, 2010 at 1:39 pm
Wow, Great post I had no idea
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February 8th, 2010 at 4:36 am
Thank you for the information. I have been trying to avoid foreclosure bigtime and this helps me put things in perspective
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March 12th, 2010 at 6:29 pm
We are in a trial modification right now – just made the first payment on March 1, 2010. Our payment has gone UP about $200 per month, and it totals 48% of our pretax income. Yeah. AND, we had to start making the payments without ever having been told what the principal balance will be, or what the interest rate will be (our original loan was a neg. amort. and the modification may include taking the principle down to the original amt….or somewhere in between?) We need help, but having the payment go UP is not feeling real helpful right now.
March 13th, 2010 at 9:07 am
Not bad article, but I really miss that you didn’t express your opinion, but ok you just have different approach
March 14th, 2010 at 3:24 pm
It is simply just just what exactly I was trying to find.
March 14th, 2010 at 6:37 pm
Hi Virginia, Have you thought about contacting a non-profit agency such as MMI/Money Management International (or Consumer Credit Counseling Services) to start with an agency that does not charge you a fee upfront for their services? They may be able to direct you to some professional advise.
March 14th, 2010 at 6:58 pm
Hi Doodmangu, Thanks for your comment. The approach here is to provide useful information that is based on facts and let the reader decide based on the information, research, and their particular situation, versus providing an opinion, unless providing our opinion is best for everyone. Thank you and take care.
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